Terms and Conditions

Effective Date: 30/05/2025

Welcome to Moneywise Maven (https://moneywisemaven.com), your trusted platform for personal finance guidance, budgeting tips, money management tools, and wealth-building strategies. By accessing or using this website, you agree to be legally bound by the following Terms and Conditions. Please read them carefully before using this site.

If you do not agree with any part of these Terms, kindly discontinue your use of our website.

Acceptance of Terms

By browsing, using, subscribing to, or contributing content on Moneywise Maven, you acknowledge and accept all terms stated herein. These Terms apply to all users, including but not limited to casual readers, registered subscribers, contributors, advertisers, and affiliates.

We may update these Terms & Conditions at any time. Your continued use of our website after changes are made constitutes your acceptance of the updated Terms & Conditions.

Content Disclaimer and Financial Advice Policy

All the information presented on Moneywise Maven is for educational, informational, and illustrative purposes only. We aim to simplify personal finance topics such as:

Budgeting and saving
Credit and debt management
Investing for beginners
Frugal living tips
Financial planning and goal setting
Extra income generation tips

However, Moneywise Maven is not a substitute for professional financial advice. We do not offer personalized investment, tax, insurance, or legal advice. Always consult a licensed professional before making any major financial decisions.

We make every effort to ensure that our content is accurate and up-to-date, but we make no warranties or representations regarding completeness, accuracy, or timeliness.

Personal Responsibility and Risk Acknowledgment

You agree that your use of any advice, tips, or strategies from this blog is entirely at your own risk. Moneywise Maven and its authors shall not be held liable for any loss, damage, or negative consequences incurred through financial decisions made based on content from this website.

Visitors are encouraged to do their own due diligence before acting on any information.

Eligibility and Age Requirement

You must be at least 18 years of age to use this website. By using this site, you represent that you are legally capable of entering into binding agreements under Indian law.

Intellectual Property Rights

All original content on Moneywise Maven, including but not limited to articles, blog posts, graphics, illustrations, videos, branding elements, and downloadable PDFs, is protected under copyright and intellectual property laws.

You may:

Share our articles on social media with proper credit and a backlink
Quote short excerpts (up to 100 words) with clear attribution and a link to the original article

You may not:

Copy or reproduce entire articles without permission
Monetize, modify, or republish our content without written consent

All rights not expressly granted are reserved by Moneywise Maven.

Comments, Community, and User Behavior

We welcome comments and contributions that foster intelligent financial discussions. However, by participating, you agree that you will not:

Post offensive, abusive, or defamatory content
Promote illegal activity, spam, or misleading information
Impersonate any person or misrepresent your affiliation

We reserve the right to moderate, edit, or delete any comment or user-generated content at our discretion.

By posting on this site, you grant Moneywise Maven a non-exclusive, worldwide, royalty-free license to use and display your content in connection with the blog.

Website Availability and Technical Issues

While we aim for uninterrupted access, Moneywise Maven may occasionally be unavailable due to maintenance, server issues, or unforeseen technical disruptions. We do not guarantee continuous, error-free operation and shall not be held responsible for any temporary unavailability or technical errors that may impact your experience.

Limitation of Liability

To the fullest extent permitted by applicable law, Moneywise Maven, its team, and affiliates shall not be held liable for:

Direct or indirect damages resulting from your use or inability to use the site
Any errors, inaccuracies, or omissions in content

Loss of data, income, business, or personal assets based on your use of our financial resources

Indemnification

You agree to indemnify, defend, and hold harmless Moneywise Maven, its contributors, and its affiliates from and against any and all claims, liabilities, damages, losses, or expenses (including legal fees) arising from your use of this site or breach of these Terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any legal action related to your use of this website shall be filed and maintained only in the courts of India.

Arbitration Clause

If any dispute arises in connection with these Terms or the use of Moneywise Maven, the dispute shall first be attempted to be resolved amicably. If resolution is not reached, the matter shall be referred to arbitration in accordance with the Arbitration and Conciliation Act, 1996 (India).

The place of arbitration shall be New Delhi, India
The language of arbitration shall be English
The decision of the arbitrator(s) shall be final and binding

Each party shall bear its own legal costs unless otherwise directed by the arbitrator.

Privacy and Data Security

By using this website, you agree to the collection and use of your personal information in accordance with our Privacy Policy. We value user privacy and implement standard industry practices to protect your data.

Contact and Communication

For any questions, concerns, or legal notices regarding these Terms, you may contact us at:

📧 Email: [email protected]
🌐 Website: https://moneywisemaven.com

Thank you for reading our Terms and Conditions. We appreciate your trust in Moneywise Maven as your go-to source for personal finance education.